Many homeowners have accumulated considerable equity in their homes. But for homeowners with bad credit, tapping that equity can difficult. We look at the options.

Experts recommend saving 20% of your take-home pay and creating an emergency fund. If you're struggling to reach those goals, these tips could help.

Calculating the amount of your home equity is fairly easy, and it can be helpful to know just how much of your house you own outright. We explain how to do it and the options for accessing your equity.

Tight finances made it difficult for Krista to upgrade her historic home. Then she found Unlock. With a home equity agreement (HEA), she was able to pull cash out of her home to fund improvements.

Home improvements can make your home more livable and valuable - but some may also save you money on your taxes. Learn more about which types of upgrades might qualify.

Tapping your 401(k) plan to pay off debt can save you interest and improve your finances, but it also carries some pretty important consequences. We look at the pros and cons.

Homeowners have record home equity, but high mortgage rates are keeping many from selling those properties. Fortunately, there are ways to cash out that equity, including a no-loan home equity agreement (HEA).

Having a healthy credit utilization rate can make you a more attractive candidate when it comes to applying for credit or borrowing money. We look at how to manage and improve your rate.

Wondering what to expect once you have a home equity agreement (HEA)? Maintaining your property, and staying current with your mortgage and property taxes is key.

If you're a retired homeowner thinking of accessing your home equity, you have options. We review the products available and how to decide which one is best for you.

More than half of U.S. homeowners are feeling uncertain or pessimistic about the economy, according to Unlock's first economic survey. Read more about how homeowners are viewing their finances, savings and expenses this year.

Not all debt is created equal. Some debt might be necessary to achieve long-term goals, while other types of debt can drag you down. We explain the differences.