Call to get started 1-800-560-3450

Unlock Insights

Your one stop shop for the news of the day, personal finance, and home ownership tips.

Filter by topic

All Credit Score Debt Home Equity Home Remodel Living with an HEA Personal Finance Small Business The Mortgage Market

Understanding How to Pay Back Home Equity

Tapping your home equity can provide you with much-needed cash, but you should have a plan to pay back the money you want to access.

What to Do When Repairing Your Home After a Disaster 

Repairing damage to your home after a natural disaster can be an overwhelming process. We offer guidance on how to move forward.

Weighed Down By Debt? Here Are Six Ways to Tackle It.

How much debt is too much debt? If debt is taking up a significant portion of your monthly income or making it impossible to save money, you may have too much. We look at six ways to bring your debt levels down.

Should You Use Your Home Equity to Supplement Retirement Income?  

If you're retired and concerned about income, tapping your home equity might help. We explore how to decide if this option is right for you.

Which Home Improvements to Make Before Selling Your Home  

If you're planning to sell your home, you may want to make some improvements first. We look at which updates you should make and how to pay for them.

Equity-Based Loans Versus Home Equity Agreements

Trying to decide between accessing your home equity through a loan or a no-loan home equity agreement? This guide outlines the differences between the two options.

Five Ways to Tap Home Equity if You’re Self-Employed  

Accessing your home equity as a self-employed homeowner can be a challenge. We review the pros and cons between traditonal loans and newer products like a home equity agreement.

How Your Credit Profile Impacts Your Ability to Tap Home Equity

Your credit profile can play an important role in how you can access your home equity. We explain what your profile is and how to improve it.

How to Apply for an Unlock Home Equity Agreement (HEA)

A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock's HEA.

What is a Debt Management Plan and Will it Work for You? 

Debt management plans can help make debt easier to handle. We offer an overview of how they work.

Should You Escrow Your Property Taxes and Insurance?

Unlock requires homeowners with a home equity agreement to stay current with their property taxes and homeowners insurance. Using an escrow account may be a convenient way to pay for these expenses.

Will Mortgage Rates Drop Before the End of the Year? 

Mortgage rates are expected to fall in the coming months. We look at what the experts are forecasting and what it could mean for you.
Previous Next

Access between $30,000 and $500,000 without monthly payments.

See how much you can access with a no obligation quote, and no impact to your credit score.